Helena · Railroad Urban Renewal District · Tax Increment Financing
Bring the light back
into 1316 Bozeman
Exterior restoration and adaptive reuse — Joshua Tree Cabinetry in a historic stone warehouse.
Applicant: Stephen Banker, new lessee and future owner · Owner of record: John Horne · Tax ID 2852
This is a real project, already moving
The numbers are in — this application is nearly whole
$84,680.59
Working priced total — handicap entrance $5,000 in; graffiti wash still open
up to $250,000
Private line of credit available
$19,220
Overhead doors — approved, deposit scheduled
2027
Completion — work already begun in 2026
Not a concept seeking money — a funded craftsman restoring a building the district just watched go dark, asking the City to match the exterior only.
The ask
Match up to half the cost of restoring the outside
- Windows, wells, and eight concreted openings reopened — encasements restored
- Barn doors restored (one filled with concrete), masonry where stone has deteriorated, gutters over the stonework only (not aluminum)
- ADA / handicap entrance stays on at $5,000 · man doors, panic bar, and handicapped door are off this ask
- The mural restored, with the owner's blessing · graffiti removed
- Private dollars for the shop inside; public dollars only for the face the district sees
Why this building
A railroad-district warehouse with a living past
~1879
Kleinschmidt and Brothers (about 1879–1896) — groceries and hardware, Theodore H. Kleinschmidt; warehouse as storage and distribution. Then Helena's grocery holding warehouse / Union Mercantile. Nash-Finch is a short later chapter.
OCTOBER 1935
The earthquakes shattered the State Liquor Warehouse next door. This building kept standing.
1949 — JULY 1, 2026
Capital Transfer & Storage — three generations of the Horne family, seventy-six years (Horne full-time 1971; eight people at close), until it closed this summer.
2026 — 2027
Joshua Tree Cabinetry — a Helena craftsman since 1992 — reopens the sealed openings and puts the building back to work.
The condition, honestly
What the district sees today
Concreted openings, deteriorated pointing, corroded wells — every one of them priced in the application, every one of them reversible.
Proven on the tax card
Already inside the Railroad TIF
- Levy district: TIF Rlrd URP
- 2025 market value: $716,000
- 2025 taxes: $12,716.16 — paid, current
- Owner of record: John Horne
Scores the adopted plan
Historic façade · adaptive reuse · jobs
- Priority #5 — Historic Façade & Site Improvement, straight down the middle
- The same tool this board has used before: Pattern House (~$75K, accessibility + façade) and the YWCA windows (~$150K) — this request is that same proven pair
- A working craft business brings daily workers, suppliers, and customers back to Bozeman Avenue
- Textbook adaptive reuse: a just-vacated warehouse returned to productive commercial use, not left to blight
Beyond the wall — offered, not asked
Gifts to the district
A sidewalk water spigot
for anyone passing through the district
Air for cyclists' tires
the district's riders, served at the curb
The mural, restored
with John Horne's blessing
A historical display inside
the building's whole story — "for anyone to enjoy"
Discipline
How we'll protect the public dollar
- No TIF-matched spend before approval — the approved door order waits on the private side
- Repair-first window path; City historic guidance before locking products
- ≤50% match — and the private leverage is now documented: a home-equity line of up to $250,000 available, plus the applicant's own funds and labor already in the building
- Owner permission · permits · development agreement · line-by-line eligibility walk with Community Development
Request
Recommend funding for exterior restoration at 1316 Bozeman
$84,680.59 working priced exterior as of August 23 — handicap entrance $5,000 in. Graffiti wash still open. The building is inside the district, the taxes are current, the craftsman is in place, and the work is already underway.
Stephen Banker · Joshua Tree Cabinetry · Helena, Montana